Bring clarity
to your credit.

Credarity is credit + clarity. You've split a few things into installments β€” a trip, a jacket, a new phone. Ask yourself: do you actually know what's landing on your bill next month?

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9:41
Credarity
Assistant
Review before adding
ItemJacket
Amount€300.00
Plan4 installments Β· €75/mo
Credit cardVisa
Message Credarity…

Which of your apps can answer that?

Each one shows a slice of what already happened. None of them show what's still heading toward you.

Bank apps

Only this statement

One credit card, one cycle. Nothing about everything else you're carrying.

Budgeting apps

Built for spending, not debt

They file what you bought into categories. They never tell you where your balance is going.

Spreadsheets

Out of date by Tuesday

Type it all in by hand, then watch it drift the moment a new charge lands.

The questions your statements never answer.

Forward-looking by default β€” down to the individual purchase you're still paying off.

Bill forecast
Your bill, month by month.
€245
€241
€47
€46
€46
€45
€44
€0
Jul Aug Sep Oct Nov Dec Jan Feb
Principal Interest

July: €245. Then a big drop in September. Clear by February.

Interest cost
What is this costing you in interest?
€47

This month, in real money β€” not an APR you have to do the math on.

What's still being paid off β€” and what was it?
Jacket
2 of 4 paid
€75/mo
Office chair
5 of 12 paid
€42/mo
Flight β€” Lisbon
1 of 3 paid
€110/mo

When did you last feel on top of all of it?

For most people, credit card debt isn't a spending problem. It's a visibility problem β€” too many cards, too many open installments, too many numbers that only show up after they've already cost you something.

Credarity exists to answer the questions you can't answer today.

What's the total on my bill next month?
How many installments am I still running β€” and for what?
Can I actually afford to add another one?

Know your bill before it arrives.

Credarity is coming to iOS. Join the waitlist and be first in when access opens.

βœ“ You're on the list β€” we'll email you when access opens.