Bring clarity
to your credit.

Credarity is credit + clarity. So ask yourself: how much will you owe in interest next month β€” across every credit card you carry?

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9:41
Credarity
Assistant
Review before adding
ItemJacket
Amount€300.00
Plan4 installments Β· €75/mo
Credit cardVisa
Message Credarity…

Which of your apps can answer that?

Each one shows a slice of what already happened. None of them show what's still heading toward you.

Bank apps

Only this statement

One credit card, one cycle. Nothing about everything else you're carrying.

Budgeting apps

Built for spending, not debt

They file what you bought into categories. They never tell you where your balance is going.

Spreadsheets

Out of date by Tuesday

Type it all in by hand, then watch it drift the moment a new charge lands.

The questions your statements never answer.

Forward-looking by default β€” down to the individual purchase you're still paying off.

Debt forecast
Paid off by February.
€245
€241
€47
€46
€46
€45
€44
€0
Jul Aug Sep Oct Nov Dec Jan Feb
Principal Interest

Drops from €245 to €47 in September, then clears completely in February.

What is this balance really costing you?
€47

This month, in real money β€” not an APR you have to translate.

What's still being paid off β€” and what was it?
Jacket
2 of 4 paid
€75/mo
Office chair
5 of 12 paid
€42/mo
Flight β€” Lisbon
1 of 3 paid
€110/mo

When did you last feel on top of all of it?

For most people, credit card debt isn't a spending problem. It's a visibility problem β€” too many cards, too many dates, too many numbers that only show up after they've already cost you something.

Credarity exists to answer the questions you can't answer today.

How much is interest actually costing me?
Which credit card should I pay down first?
If I buy this now, what does next month look like?

Stop guessing what you owe.

Credarity is coming to iOS. Join the waitlist and be first in when access opens.

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